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Financial Help for Exporters

Financial Help for Exporters

If you export goods and services, you may face hurdles doing business with overseas customers. For example: Cancelling contracts or defaulting on payments, along with day-to-day issues, like managing working capital, securing bank guarantees or funding growth.The New Zealand Export Credit Office (NZECO) provides a range of trade credit insurance and financial guarantees backed by the New Zealand Government to help businesses secure export sales, manage payment risk and access finance via your bank.

BusinessEditor | FBAMay 12, 2021FBA Editor, StrategyComment

PRIVACY ACT 2020 - Changes to the Privacy Principles

PRIVACY ACT 2020 - Changes to the Privacy Principles

The 12 New Zealand privacy principles that have underpinned our legislation since 1993 have been increased to 13 principles and some of the principles have been changed…

LegalEditor | FBANovember 22, 2020FBA Editor, Business ComplianceComment

Preparing For The Holiday Season

Preparing For The Holiday Season

Here, we remind you of your obligations for the upcoming Holiday Season.

BusinessEditor | FBANovember 22, 2020FBA Editor, Management, Annual ChecklistsComment

Adapting your Business Model to the New Normal

Adapting your Business Model to the New Normal

This year, most businesses have had staff working from home. Some have found that this has worked well for them and may be thinking of adopting or adapting this model either fully or partially on a more permanent basis. You would not be alone if this applies to you. The movement towards working remotely is set to continue.

Business, COVID-19Editor | FBANovember 6, 2020FBA Editor, Strategy, This WeekComment

10 Business Traps to Avoid

10 Business Traps to Avoid

These traps and mistakes are common to many entrepreneurs and small business owners

BusinessEditor | FBANovember 6, 2020FBA Editor, Strategy, This WeekComment

When an Employee Suffers Bereavement While on Annual Leave

When an Employee Suffers Bereavement While on Annual Leave

In these circumstances, the employer must allow the employee to convert the annual leave to bereavement leave if the employee wishes to do so (Section 37 of the Holidays Act 2003).

BusinessEditor | FBANovember 6, 2020FBA Editor, Employment, This WeekComment

Preparing for the future: Post COVID-19

The first and last thing that I will say about that in this article is this: There are many realistic scenarios that could pan out over the coming months, some much more positive than others, but if you prepare for the worst you will be well-placed to tackle whatever comes your way. Here goes…

COVID19Editor | FBAJune 5, 2020FBA Editor, COVID19, StrategyComment

Carpe diem - Moving out of lockdown

The times they are a-changing. Some businesses will be frantically working to get back up and running. Others will be champing at the bit, but still have some time on their hands. Whatever your position, do try to set aside time at some stage to pause and assess how it went. Seize the moment and opportunity to learn from the lessons of the past several weeks and see if they can provide a lasting benefit for your business.

COVID19Editor | FBAMay 12, 2020FBA Editor, COVID19, StrategyComment

Planning your come back

In just a couple of days New Zealand will be returning to normal....or will it? Whilst we can be very grateful to live in a country that has put the health and lives of its people first, the impact has been huge and there are bound to be changes.

COVID19Editor | FBAMay 12, 2020FBA Editor, COVID19, StrategyComment

What business are you in?

Covid-19 has brought into focus the importance of understanding your business and its potential. To illustrate a point, consider the following hairdressers…

COVID19Editor | FBAMay 12, 2020FBA Editor, COVID19, StrategyComment

Facing Mental Stress?

Funding from the initial $500m COVID-19 response health package has been allocated to help Kiwis cope at this challenging time.

The Ministry of Health is making three distinct apps available free of charge to all New Zealanders at this time.

COVID19Editor | FBAApril 15, 2020FBA Editor, COVID19, Personal DevelopmentComment

Holiday Pay and Entitlement over Easter 2020 - during the Covid-19 Lockdown

An employee can be required to work on a public holiday only if the individual would otherwise have worked on that day and if the employment agreement requires the person to work on public holidays. In all other circumstances, employees need only work on a public holiday if they agree to do so and this should be recorded in writing.

COVID19Editor | FBAApril 13, 2020FBA Editor, COVID19, EmploymentComment

Essential Workers Leave Scheme

Employers may be eligible for support via the Wage Subsidy Scheme or the Essential Workers Leave Scheme if the employer has been adversely affected by COVID-19.

COVID19Editor | FBAApril 13, 2020FBA Editor, COVID19, EmploymentComment

Summary of Covid-19 Employee Circumstances, Leave Entitlements and Pay

The following table has been prepared by the Ministry of Business Innovation and Employment (MBIE) to provide guidance on employee leave and pay, to ensure compliance with the Government Covid-19 rules.

COVID19Editor | FBAApril 13, 2020FBA Editor, COVID19, EmploymentComment

Constructive things you can be doing for your business during the Covid-19 lockdown

How often have you felt that you really need a breather; a time to stand back from your business to reassess what you are doing and how you are doing it? This may be your chance.

COVID19Editor | FBAApril 7, 2020FBA Editor, COVID19, StrategyComment

COVID-19 and the Wage Subsidy Scheme: FAQ

We continue to receive questions about the wage subsidy scheme, which was further clarified by the Finance Minister in a press release following the 27 March announcement of the modifications. This article compiles a few of these questions and one relating to pay for the upcoming public holidays.

COVID19Editor | FBAApril 6, 2020FBA Editor, COVID19, EmploymentComment

COVID-19: Relief for Company Directors

The Government has announced its intention to provide relief to Directors who may be liable for breaching the Law at this time.

COVID19Editor | FBAApril 5, 2020FBA Editor, Business Compliance, COVID19Comment

COVID-19 - Are you prepared?

COVID-19 is here and the situation is likely to get worse before getting better.

COVID19Editor | FBAMarch 28, 2020FBA Editor, Strategy, COVID19Comment

Does your Business Own You?

When it comes to the dream of owning one's own business, lifestyle has to be an essential component. Don't ignore it as you look to the future and develop your strategy.

BusinessEditor | FBAJanuary 7, 2020FBA Editor, StrategyComment

Restructuring and Changes to Employment Roles

The terms and conditions of an employee's job are set out in the written employment agreement and there must be one for every job. An employer cannot vary these without the employee's consent. This includes changing hours or pay, as these must be documented in the agreement.

BusinessEditor | FBAJanuary 1, 2020FBA Editor, Emp Policy SuiteComment

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